CRA GST Payment: The CRA GST Payment is an essential financial relief program provided by the Canada Revenue Agency (CRA) to support low- and modest-income Canadians. With the rising cost of living, this quarterly payment helps eligible individuals and families offset the Goods and Services Tax (GST) and Harmonized Sales Tax (HST) they pay on everyday essentials.
The first CRA GST Payment of 2025 is set to roll out on January 3, 2025, providing much-needed assistance to eligible recipients. Whether you’re a long-time resident, a newcomer to Canada, or someone unsure about your eligibility, this article will walk you through everything you need to know about the CRA GST Payment, including eligibility requirements, payment amounts, how to apply, and key payment dates for 2025.
Overview of CRA GST Payment 2025
| Key Information | Details |
| First Payment Date | January 3, 2025 |
| Payment Frequency | Quarterly |
| Maximum Payment Amount | $519 (Individual), $680 (Couple), $179 (Per Child) |
| Eligibility Basis | 2023 Income Tax Return |
| Application Needed? | No, automatically assessed via tax return |
| Next Payment Dates | April 4, July 4, October 3, 2025 |
| CRA Helpline | 1-800-387-1193 |
| CRA Website | cra.gc.ca |
1. What is the CRA GST Payment?
The CRA GST Payment is a tax-free quarterly benefit designed to assist Canadians with lower incomes in managing the indirect taxes they pay on goods and services. Administered by the Canada Revenue Agency (CRA), this program ensures that those most affected by indirect taxes receive regular financial relief.
Key Features of the CRA GST Payment:
- Financial Support: Reduces the financial strain caused by GST/HST on essential purchases.
- Quarterly Payments: Payments are distributed every three months.
- Additional Benefits for Families: Extra amounts are provided for dependent children under 19.
This program reflects the Canadian government’s commitment to economic fairness by ensuring vulnerable households aren’t disproportionately burdened by indirect taxes.
2. Who is Eligible for the CRA GST Payment?
To qualify for the CRA GST Payment, individuals and families must meet certain eligibility criteria:
General Eligibility Requirements:
- Residency: Must be a resident of Canada at the start of the payment month.
- Age Requirement: Must be 19 years or older.
- Special Conditions for Those Under 19:
- Must be married or in a common-law relationship.
- Must be a parent living with their child.
- Income Threshold: Payments decrease as household income rises, and higher-income households may not qualify.
Eligibility for Newcomers to Canada:
New residents need to take additional steps:
- Without Children: Submit Form RC151 (GST/HST Credit Application for New Residents).
- With Children: Submit Form RC66 (Canada Child Benefit Application) and Form RC66SCH (Status in Canada and Income Information).
For Non-Tax Filers:
Filing an income tax return is mandatory to be considered for the CRA GST Payment, even if you earned no income during the tax year.
3. How to Apply for the CRA GST Payment?
The application process for the CRA GST Payment depends on whether you are a Canadian resident or a newcomer to Canada.
For Canadian Residents:
- File your 2023 income tax return accurately, even if you had no income.
- The CRA automatically assesses your eligibility based on your tax return details, including income, marital status, and dependents.
For Newcomers to Canada:
- Complete Form RC151 if you are applying without children.
- Fill out Form RC66 and Form RC66SCH if you have children under 19.
- Submit the completed forms to the CRA for processing.
Important Note:
Keep your information, such as your address, banking details, and marital status, updated with the CRA to avoid payment delays.
4. CRA GST Payment Amounts for 2025
The amount you receive depends on your household income, marital status, and number of dependents. The payments are calculated based on your 2023 income tax return.
| Recipient Type | Maximum Annual Payment |
| Single Individual | $519 |
| Married/Common-law Couple | $680 |
| Per Child (Under 19) | $179 |
Example Calculation:
- Single Individual earning $20,000 annually: Receives $519 annually.
- Married Couple with Two Children, earning $30,000 annually: Receives $1,217 annually ($680 for the couple + $179 per child).
Higher-income households will see reduced payments, and benefits will phase out entirely above specific income thresholds.
5. CRA GST Payment Schedule for 2025
The CRA distributes GST/HST payments quarterly. Below are the payment dates for 2025:
| Payment Date | Quarter Covered |
| January 3, 2025 | January–March 2025 |
| April 4, 2025 | April–June 2025 |
| July 4, 2025 | July–September 2025 |
| October 3, 2025 | October–December 2025 |
Missed a Payment?
If you don’t receive your payment by January 15, 2025:
- Log into your CRA My Account to check payment status.
- Verify your banking and address details.
- Contact the CRA at 1-800-387-1193 for assistance.
Frequently Asked Questions (FAQs)
Who qualifies for the CRA GST Payment?
Any Canadian resident aged 19 or older who meets the income criteria and has filed their 2023 income tax return is eligible.
How do I apply for the CRA GST Payment?
Canadian residents do not need to apply separately. Eligibility is determined automatically through the annual income tax return.
How are GST payments delivered?
Payments are made via direct deposit to your registered bank account or through a paper check mailed to your registered address.
What happens if I miss a GST payment?
Check your CRA My Account, ensure your information is updated, and contact the CRA helpline at 1-800-387-1193.
Do newcomers to Canada need to apply separately?
Yes, newcomers must submit Form RC151 (without children) or Form RC66 and RC66SCH (with children) to qualify.
Final Thoughts
The CRA GST Payment provides essential financial relief to millions of Canadians. By ensuring your income tax return is filed, your information is up-to-date, and you meet the eligibility requirements, you can maximize this benefit. Stay informed, act promptly, and take full advantage of this government support program.
